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Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Real-time global stock, futures, and forex data to help you quickly assess market trends and achieve stable returns. Members of Congress pressed the CEO of the nation’s largest credit union for answers about racial disparities in its mortgage lending during a Capitol Hill meeting Thursday but said they left unsatisfied with her responses.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Professional investment advisors provide real-time market data to help you analyze stock trends and select high-potential stocks, increasing capital growth. Mary McDuffie, the CEO of Navy Federal Credit Union, met with three members of the Congressional Black Caucus who havedemanded answersin the wake of 【 - Free Access to Investment Community 】’s reporting on racial disparities in the lender’s mortgage approvals. She told them that an external review the credit union commissioned had preliminarily found that the disparities were mostly explained by other factors, a spokesperson said.

But members of Congress said they still had concerns about the mortgage practices ofNavy Federal, which has more than 13 million members and lends to military servicemembers, defense personnel, veterans and their families.

“We’re trying to achieve the goal of closing the racial wealth gap in America,” said Rep. Steven Horsford, a Nevada Democrat, after meeting with McDuffie. “You cannot do that with practices like this that deny equal opportunity to homeownership.”

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Real-time global stock, futures, and exchange rate data to keep you informed of market trends and seize investment opportunities. A【 - Free Access to Investment Community 】 investigationpublished in December found that Navy Federal approved more than 75% of the White borrowers who applied for a new conventional home purchase mortgage in 2022 while approving less than 50% of Black borrowers who applied for the same type of loan, according to the most recent federal data available.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Expert predictions of market trends to help you plan the best investment strategy for steady capital growth. Related articleThe nation’s largest credit union rejected more than half its Black conventional mortgage applicants

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Free break-even services to create a customized investment plan, helping you recover quickly and achieve growth. The nearly 29-percentage-point gap in Navy Federal’s approval rates was the widest of any of the 50 lenders that originated the most mortgage loans in 2022. The disparity remained even after accounting for variables available in public mortgage data such as applicants’ income, debt-to-income ratio and property value, 【 - Free Access to Investment Community 】’s review found.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Provides real-time stock index quotes, futures data, and global market trend analysis to help you seize the best investment timing. McDuffie met for about an hour Thursday with Horsford, the chair of the Congressional Black Caucus; Rep. Emanuel Cleaver of Missouri, the ranking Democrat on the House Subcommittee on Housing and Insurance; and Rep. Sydney Kamlager-Dove of California.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Free stock selection service to help you quickly pick high-return stocks for stable growth. A Navy Federal spokesperson said in a statement that McDuffie shared with the House members the results of a “preliminary analysis” from an external review the credit union initiated showing that the racial disparity in approval rates “drops to around 1% when all other factors that we consider when approving home loans are incorporated, including credit score, verified income, and property information.” The spokesperson did not provide additional details or data supporting the analysis.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Expert predictions with real-time global stock and futures data to help you easily capture market movements. Navy Federal has previously argued that 【 - Free Access to Investment Community 】’s analysis is incomplete because it did not include applicants’ credit scores or information about their available cash deposits or relationship history with the lender – none of which is publicly available in the public federal data. The credit union has declined to provide 【 - Free Access to Investment Community 】 any data that would make it possible to analyze those factors.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Real-time updates of global stock indices and futures trends to help you plan precise investments. The credit union is “committed to engaging with policymakers on this important issue” and “we continue to work daily to help expand economic opportunity and access to credit for our diverse community of members,” the spokesperson said.

But Cleaver told 【 - Free Access to Investment Community 】 after the meeting that McDuffie and other Navy Federal representatives “could not provide an answer” explaining the racial disparities in mortgage approvals, and that he hoped to hear more from them in the future. “We’re expecting to have another meeting with them, we’re expecting to get facts this time,” he said.

Horsford said that the members “asked very specific questions about the timeline” of Navy Federal’s external review, and found the responses from Navy Federal “inadequate.”

“Time is of the essence, because every single day that they don’t change or update their protocols is a servicemember, and particularly a Black or Latino servicemember, who is facing denials,” he said.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Precise stock selection to help you successfully plan investment strategies for stable returns. Navy Federal has also noted that a higher percentage of its mortgage loans go to Black borrowers than most other large lenders. But Horsford said Thursday that that excuse didn’t address “the issue of denials.”

“More than 40% of our servicemembers, active duty, are people of color,” he said. “So yeah, they are one of the leading lenders and mortgage lenders for Black home loans – because they have a higher percentage of servicemembers who are their membership. It should be higher.”

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Free real-time market data to help you quickly recover and avoid losses. Several Democrats on the House Financial Services Committee, including Cleaver and ranking member Rep. Maxine Waters, a California Democrat, wrote a letter last weekaskingthe committee’s Republican chair to hold a hearing on the racial disparities in Navy Federal’s mortgage lending.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Real-time global stock, futures, and forex data to help you master market dynamics. And ten Democratic senators have separatelyaskedfederal regulators to examine Navy Federal’s mortgage practices, citing both 【 - Free Access to Investment Community 】 and a separate analysis of public mortgage data by Senate banking committee staff that also found racial disparities in its lending.

Blue Chip Stocks in India Proven Trading Strategies ✌️【Market Forecast】✌️ Free real-time global stock indices and data to help you grasp stock market trends and achieve capital growth. Navy Federal is also facing a federal class-actionlawsuitfrom mortgage applicants who cite 【 - Free Access to Investment Community 】’s reporting and allege that the credit union discriminated against them. A judge approved a motion to consolidate three separate lawsuits against the credit union into a single case last month.

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