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Catfishing is when a person uses false information and images to create a fake identity online with the intention to trick, harass, or scam another person. It is often on social media or dating apps and websites as a common tactic used to form online relationships under false pretenses, sometimes to lure people into financial scams.

Best Stocks for Inflation Protection Long Term Stock Growth Plan ✌️【Investment Expert】✌️ Expert predictions of market trends to help you plan the best investment strategy for steady capital growth. The person doing the pretending, or the “catfish” may also obtain intimate images from a victim and use them to extort or blackmail the person. This is known as sextortion, or they may use other personal information shared with them to commit identity theft.

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In the final scene of the documentary, the woman’s husband shares an anecdote about how live cod used to be exported from Alaska alongside catfish, which kept the cod active and alert. He likened this to people in real life who keep others on their toes, like his wife. Schulman went on to produce the docuseries Catfish

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Inanother studypublished last year, Evita March, senior lecturer in psychology at Federation University in Australia, found that people with the strong personality traits of sadism, psychopathy, and narcissism were more likely to catfish.

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In the US, romance scams resulting from catfishing have among the highest reported financial losses of internet crimes as a whole. A total of 19,050 Americans reported losing almost $740 million to romance scammers in 2022.

In the UK, the country’s National Fraud Intelligence Bureau received more than 8,000 reports of romance fraud in the 2022 financial year, totaling more than £92 million (US $116.6 million) lost, with an average loss of £11,500 (US $14,574) per victim.

In Singapore, romance scams are among the top 10 reported scams. The reported amount of money catfish may get from their victims increased by more than 30% from SGD$33.1 million (US $24 million) in 2020 to $46.6 million (US $34 million) the following year.

Catfishing is also increasingly happening on an industrial scale with the rise of “cyber scam centers” that have links to human trafficking in Southeast Asia, according toINTERPOL.

Victims of trafficking are forced to become fraudsters by creating fake social media accounts and dating profiles to scam and extort millions of dollars from people around the world using different schemes such as fake crypto investment sites.

Catfishing used to occur more among adults through online dating sites, but has now become equally common among teenagers, according to the Cybersmile Foundation.

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Older people are also likely to lose more money to catfishing. In 2021, Americans lost half a billion dollars through romance scams perpetrated by people using fake personas or impersonating others, with the largest losses paid in cryptocurrency, according to the US Federal Trade Commission. The number of reports rose tenfold among young people (18-29) but older people (over 70s) generally reported losing more money.

In Australia, a third of dating and romance scams result in financial losses, with women having lost more than double the total amount lost by men, and older people again losing more money than those under 45, according to data from the country’s National Anti-Scam Centre.

”Romance scams are one of the hardest things to avoid. It’s emotional manipulation,” said Ngo Minh Hieu, a Vietnamese former hacker and founder of Chong Lua Dao (scam fighters), a cybersecurity non-profit.

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Firstly, a catfish might contact you out of nowhere, start regular conversations with you and shower you with compliments to quickly build up trust and rapport. They may state desirable qualities in their opening conversations, including wealth or attractiveness, but then rarely or never call you, either over the phone or on a video call.

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If you believe you are being catfished, there aresteps you can take to protect yourselfand help end the targeting.

Experts advise that you should not be afraid toask direct questionsor challenge the person you believe may be catfishing you. You can do this by asking them why they are not willing to call you or meet face to face, or questioning how they can declare their love for you so quickly.

Fangzhou Wang, a cybercrime professor at the University of Texas at Arlington, and her colleagues sent nearly 200 deterrent messages to active scammers in a2020 studyand concluded that this could make fraudsters respond less or in some cases, admit to wrongdoing.

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You should think about stopping all communications with the catfish, and refrain from sending money to them at the risk of further financial demands. Experts say catfish continue to target those who engage with them more.

It’s also useful tosecure your online accountsand ensure your personal information is kept private online.

Cybersecurity expert Hieu explained that you can do this by putting personal information such as your phone number, email addresses and date of birth in private mode on social media. You can also check if your email has been compromised in a data breach by using tools such as theHave I Been Pwned website.

Installingtwo-factor authenticationon your accounts can also help protect against unauthorized access. That requires you to take a second step to verify your identity when logging in to a service, for example by SMS or a physical device, such as a key fob.

Being subjected to catfishing can also have a significant impact on your mental health, with many victims left unable to trust others and some left feeling embarrassed about falling for the scam. A2019 studyfound that young LGBTQ+ men in rural America experiencing catfishing on dating apps felt angry and fearful.

If someone was “sextorted,” they may continue to fear their images resurfacing online in the future.

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Catfishing is not explicitly a crime, but the actions that often accompany catfishing, such as extortion for money, gifts or sexual images are crimes in many places.

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Cybercriminals from one country can also target victims in other countries, complicating law enforcement efforts, and victims often face difficulty and frustration when trying to report cybercrimes, which can further traumatize them.

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”Law enforcement agencies, often constrained by limited resources and prioritizing cases based on severity and direct impact, might not readily prioritize catfishing cases without substantial financial losses or physical harm,” Wang told 【 - Free Stock Market Forums 】.

In the US, there are some legal precedents. In 2022, a woman who had created multiple fake profiles to target wealthy men was charged with extortion, cyberstalking, and interstate threats and was sentenced in a plea deal last year.

In the UK, while catfishing itself is not classified as a criminal offense, if the person using a fake profile engages in illegal activities, like financial gain or harassment, they can be punished by law.

China has a law that implicates people who allow their websites or communications platforms to be used for frauds and other illegal activities under Article 46 in the Cybersecurity Law.

If a catfish has tricked you into sending them money, you can go to the authorities and your bank immediately, depending on where you are.

If activities that are crimes in your country have taken place because of being catfished, such as extortion, identify theft or harassment, the police or other authorities, such as specific commissions targeting online crime, may be your first port of call.

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Depending on the case, you can also submit an abuse or impersonation report against the catfish directly to the platform on which you are communicating with them.

If you believe the person you are talking to is not who they say they are, most of the larger social media platforms give you the option report them for impersonation or other forms of abuse, includingFacebook,Instagram,TikTok,X,Telegram,TinderandWhatsApp.WeChatalso offers a channel to report another user for harassment, fraud, or illegal activity, whileTelegramcreates an anti-scam thread for users to report on fraudsters.

You are not responsible for the catfish behaviors of others, butstaying vigilant and alert onlinegoes a long way.

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In many countries such as the US, the UK and Australia, victims have reported being preyed on by catfish who tricked them to put money in bogus cryptocurrency investment sites.

If someone you have been talking to asks you to put money into an investment site, think twice. The Global Anti-Scam Organization hasa databaseof fraudulent websites generated by their own investigations and the public’s tip offs to help inform you if you’re being scammed.

If you are a parent,this guideprovided by the UK-based National College platform suggests communicating effectively and sensitively with your children about the risks. You may also help them report and block the catfish accounts and report to police if they have been subjected to anything illegal or inappropriate.

Because catfish get close to a target often by relying on personal information posted on social media,UNICEF askschildren to consider their rights when it comes to parents sharing their pictures and other content online, especially when they are underage.

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