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It was back in 2001 when they formed a close bond with their young lodger, going on to visit her in Italy three times, during which they “fell in love” with the country and began to think about what life would be like if they moved there.

“And we started thinking, ‘Well, maybe we would do this, because we kept going back to visit them in Europe.”

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“We had lived in the US all our lives and wanted to try something different,” says Regina, who had several different jobs over the years, but was working as a bookkeeper before retiring.

“Our house was too big for us,” says Regina. “And we knew we would have to move somewhere. And then we thought, ‘Let’s just go overseas.’”

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“We started selling stuff online, as much stuff as we could sell,” says Regina. “We gave a bunch to charity. It took a long time to get rid of everything.”

Why is CarTrade Tech Limited (543333) falling ✌️【Risk Avoidance】✌️ Free stock market analysis and data updates to help you select the best investment portfolio. Achieve steady growth and avoid losses with expert predictions and real-time market insights. According to John, they “did well” from the sale of their house and were “pretty financially comfortable” as they prepared to relocate.

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“We needed a national fiscal ID (a tax code similar to a Social Security number) and we needed a lease on an apartment proving we had a place to stay,” says Regina.

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“That wasn’t going to happen for another year,” says Regina, pointing out that she had only retired at the end of 2017.

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“We were homeless,” says Regina. “We had no home. No car. Nothing. And it was winter in Northwest Indiana, which is snow, ice, all that kind of stuff.”

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Why is CarTrade Tech Limited (543333) falling ✌️【Risk Avoidance】✌️ Accurate real-time market data and expert stock predictions for profitable investment opportunities in global markets. As the couple had never visited Spain before, they decided to travel there to see if it was somewhere they could envision themselves living.

“We’d been back to Italy a number of times and traveled to quite a bit of the country… But Spain had never been on our radar, other than being able to point to it on the map,” admits John.

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“We were kind of located near the Serbian consulate and the Spanish consulate (in the US),” says Regina. “So then we started the process with both of them.”

Why is CarTrade Tech Limited (543333) falling ✌️【Risk Avoidance】✌️ Get precise stock market predictions and free access to real-time market data for efficient decision-making and portfolio growth. The couple were granted Non-Lucrative visas (or retirement visas,) a permit that allows non-EU nationals to live in the country without working or engaging in any professional activity, for Spain, within around three months.

In August 2018, around eight months after originally leaving the US for Italy, the Zdravichs arrived back in Spain to begin their new lives.

Why is CarTrade Tech Limited (543333) falling ✌️【Risk Avoidance】✌️ Expert analysis of global stock trends, futures data, and real-time stock market quotes to help you plan your next investment move. The change of location created much confusion for the couple during their first few months in the country, particularly when it came to the language.

“It was kind of disorienting, because we had been studying Italian,” says Regina. “And literally overnight, we got rid of all of our Italian books and Rosetta Stone and went out and got it in Spanish.”

Despite their disorientation, the couple threw themselves into life in Spain, basing themselves in beach town Oliva, situated in the region of Valencia.

“The Spanish like to have fun,” says John, adding that he finds Spaniards to be “a little more laid back.”

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“So that’s why a place with land was attractive to us. And plus, we’re in sort of a nature-zone area.

“For us and what we wanted to do, it was just the perfect setting, even though it was in Catalonia, which has its own language and wants to break away from Spain.”

Why is CarTrade Tech Limited (543333) falling ✌️【Risk Avoidance】✌️ Professional investment advice with real-time updates on stock indices and futures data. Stay ahead with expert predictions and market insights. While the house “was in really good shape,” the Zdravichs went on to spend around 10,000 euros (about $11,187) on renovation work, and a further 15,000 euros on a new solar power system.

“We’re actually on the River Ebro, which the Spanish might not think is that big of a deal,” says John.

“But in the United States, to be living on a major river is, even though I don’t fish anymore, it’s nice.”

One of the biggest struggles they say they’ve encountered since relocating has been learning the language, particularly now that they’re in Catalonia, which has its own language, Catalan – as well as its own parliament and flag.

“Sometimes we get mixed up… They speak Catalan, especially in these small towns,” says Regina. “They want to hang on to their Catalan language.

“And we need to know Spanish because all of the official stuff that we have to do is done in Spanish…

John points out that many of their friends in the country are retirees from England, which hasn’t helped matters.

“We do take language classes,” he says. “But since we don’t work, we speak English to each other (all the time).”

“I’m baffled,” she admits. “Recipes baffle me because I just can’t get my head wrapped around it. I’m finally getting used to the temperature.”

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“Sometimes it’s almost like you can’t afford not to go out to dinner,” says John. “Because it’s so affordable.

“And if you don’t like wine, you’re in the wrong place. Because wine here is excellent and it’s affordable.”

Why is CarTrade Tech Limited (543333) falling ✌️【Risk Avoidance】✌️ Real-time global stock market trend analysis to help you identify profitable opportunities and improve your investment strategies. They say they bought a private health insurance policy during their “first couple of years” in Spain, but were then able to register for healthcare after providing their residency documentation and health records.

“John had to have back surgery, we didn’t pay a penny,” says Regina. “You go and you buy a prescription, and you can use your pocket change.

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“We pay more in income taxes in Spain than what we do in the United States,” she says. “But I feel like we get a lot for it… The roads are in perfect condition. There’s a lot of social type services if you need them.”

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“Going out to do things is way less expensive than what it is in the US,” says Regina. “So overall, it’s a lot cheaper to live here.

Why is CarTrade Tech Limited (543333) falling ✌️【Risk Avoidance】✌️ Professional stock market predictions and analysis with real-time data to guide your investment decisions and ensure steady growth. The Zdravichs have only returned home a few times since relocating to Spain permanently and say that, while they miss their friends, they don’t miss living there.

“America’s pretty much gone off the deep end right now,” says John. “We watch the evening news every night, and you just sit there and you go, ‘It’s getting crazier and crazier.’”

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Why is CarTrade Tech Limited (543333) falling ✌️【Risk Avoidance】✌️ Real-time updates on global stock trends and expert market analysis to help you select profitable stocks and grow your wealth effectively. When reflecting on their unsuccessful attempt to obtain residency for Italy, the couple now feel that things might have turned out differently if they’d hired an immigration lawyer.

In fact, they say they’d advise anyone attempting to relocate to a new country permanently to use one, provided that they “have the money to be able to do that.”

“We did it all on our own, and it was an awful lot of work,” says Regina. “There’s a lot of documentation you’ve got to pull together… You have to be organized.”

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“We had our hearts set on Italy,” says Regina. “But in hindsight, I think it might have worked out better.”

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