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Biden repeated misleading claims he has made in previous speeches about billionaires’ tax rates and foreign trade. He also overstated the extent to which his efforts to fight climate change are expected to reduce US carbon emissions in the next decade. He made an outdated claim about the number of Americans with health insurance. And he omitted key context about his administration’s infrastructure-building efforts, framing distant goals as if they were already achievements.

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During his speech, Biden asked the audience if they knew what the average billionaire in the United States pays in taxes.

“We have a thousand billionaires in America. You know what the average tax rate they pay? 8.2%,” Biden said.

Facts First:Biden used this figure in a way that was misleading. As in previous remarks, including his State of the Union address in March, Biden didn’t explain that the figure is the product of analternative calculation, from economists in his own administration, that factors in unrealized capital gains that are not treated as taxable income under federal law.

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“Biden’s numbers are way too low,” Howard Gleckman, senior fellow at the Urban-Brookings Tax Policy Center at the Urban Institute think tank, told 【 - Free Investment Portfolio Suggestions 】 in 2023. Gleckman said that in 2019, University of California, Berkeley, economists Emmanuel Saez and Gabriel Zucman “estimated the top 400 households paid an average effective tax rate of about 23% in 2018. They got a lot of attention at the time because that rate was lower than the average rate of 24% for the bottom half of the income distribution. But it still was way more than 2 or 3,” numbers Biden has used in some previous speeches, “or even 8%.”

In February 2024, Gleckman provided additional calculations from the Tax Policy Center. The center found that the top 0.1% of households paid an average effective federal tax rate of about 30.3% in 2020, including an average income tax rate of 24.3%.

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Facts First:Independent analysisshows the US is off-track to meet anambitious goalBiden set early in his administration of slashing US carbon emissions in half by 2030 – even with his climate law.

Biden’s climate target of cutting emissions 50-52% below 2005 levels (2005 was the historical peak for US carbon emissions) by 2030 was always going to be a tough goal to achieve. When the Inflation Reduction Act passed in 2022,analysis suggestedit would get the US most of the way toward its goal – about a 40% reduction in carbon emissions. The thinking was that regulations from agencies like the Environmental Protection Agency would help make up the rest of the goal.

But arecent analysisfrom the nonpartisan Rhodium Group found that theUS isn’t on trackto hit Biden’s goal of slashing US emissions in half by 2030. Rhodium estimates the US is currently on track to reduce emissions anywhere from 32-43% by that date. However, the report says the US could surpass Biden’s goal by 2035 if there are no major changes to current policies, finding that the US would likely pick up the pace of decarbonizing its transportation, power and heavy industry sectors in the 2030s compared to the 2020s.

One big impediment to Biden’s goal is the fact that the EPA’s marquee climate rules regulating emissions fromvehiclesandpower plantsare facing anonslaught of legal challengesand askeptical US Supreme Court. And an even bigger question mark is the 2024 election and whether Biden will be replaced by another Democrat with similar climate ambitions or former President Donald Trump – who hasvowed to reversemuch of Biden’s climate agenda.

Biden, speaking about his bipartisan infrastructure law, said: “We’re removing every lead pipe from schools and homes, so every child can drink clean water.”

Facts First:This claim needs context. While the administration is spending $15 billion and working on federal regulations to remove all lead pipes from public drinking water systems over a decade, they may not be able to replace all pipes and service lines on private properties.

Lead drinking pipes can be found all over the country; some national estimates say the total number of lead service lines isaround 9.2 million. Lead in drinking water is a major health concern for babies and young children, and Biden has made eradicating it amajor priority. The Biden EPA proposed a major rule that, if finalized, would compel water utilities togradually get ridof 100% of their lead pipes and service lines over 10 years.

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In his speech, Biden said, “We used to import products and export jobs. Now we export American products and create American jobs right here in America.”

Fact First:This claim is misleading. So far this year, the United States has imported more goods than it has exported, leading to a seasonally adjusted trade deficit of more than $567 billion, according tofiguresfrom the US Census Bureau.

In fact, the goods trade deficit has widened since Biden took office. In 2020, the nation’s goods trade deficit was $901 billion. After Biden’s first year in office, it increased to over $1 trillion and has stayed above that threshold every subsequent year.

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Facts First:This is more of a promise than a fact, but even so, it needs context. For a few reasons, it’s questionable whether the Biden administration will be able to meet its goal of installing 500,000 electric vehicle charging stations on US roads.

Installing 500,000 electric vehicle charging stations has long been one of Biden’s goals. The president initially proposed Congress spend $15 billion to make it a reality, but just half of that – $7.5 billion – passed as part of the 2021 bipartisan infrastructure law. Thelatest datafrom the Department of Energy shows the United States is still a long way from that goal; there are currently more than 180,000 EV charging ports operating at over 66,000 station locations around the US.

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Over the next five years, the full $5 billion will be spent to build out a network of EV chargers on major highways. Another pot of $2.5 billion in grant funding is also available for states to apply to; in January, $623 million in grant fundingwent out the doorto help counties, cities and tribes around the nation install new charging stations for electric vehicles and long-haul freight trucks.

But it’sbeen slow going. States are still in the process of selecting companies to actually build the charging stations, meaning it could still takemonths or even yearsto fully see the impact of the money around the nation.

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“More Americans have health insurance today than ever before in American history,” he said at the Democratic National Convention.

Facts First:Biden’s claim is outdated. While it’s true that health insurance coverage hit a record high last year, fewer people were insured in the first quarter of this year than in the spring of last year – in large part because a federal law that prevented states from winnowing their Medicaid rolls lapsed last year.

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One main reason why health insurance coverage hit a record high last year was because of a Covid-19 pandemic relief provision that barred states from involuntarily disenrolling residents whom they deemed no longer qualify in exchange for enhanced federal funding. Thatprohibition was liftedin April 2023.

Only81.7 million peoplewere enrolled in Medicaid and the Children’s Health Insurance Program this past April, according to the Centers for Medicare and Medicaid Services. That compares to93.9 million peoplein March 2023, before the provision lapsed.

Facts First:Biden is making a prediction that we cannot definitively fact check, but the claim does not reflect Trump’s most recent comments on abortion and needs context.

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Garcia claimed, among other things, that Trump “told us to inject bleach into our bodies,” while criticizing Trump’s handling of the Covid-19 crisis.

Facts First:Garcia’s claim is misleading. Trump never portrayed his ill-informed 2020 musings about the possibility of using disinfectant to treat Covid-19 as actual advice to Americans. Rather, Trump was talking about the possibility of scientists testing the possibility of using disinfectant as a treatment.

During apress briefing in April 2020, Trump expressed interest in scientists exploring the possibility of whether Covid-19 could be treated using disinfectants inside people’s bodies, “by injection inside or almost a cleaning,” or by deploying powerful light “inside the body, which you can do either through the skin or in some other way.” Trump’s comments wereslammed by medical expertsas highly dangerous, and they prompted urgentwarningsfrom public health authorities and companies that sell household disinfectants. But he never actually said he was suggesting citizens go and use such products.

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Durbin of Illinois, the Senate Majority Whip, claimed of Trump: “He lost millions of jobs in America.” Durbin said shortly after that, “He is one of only two presidents in the history of the United States to leave office with fewer Americans working than when he started.”

Facts First:Durbin’s statistics are correct, but he left out some critical context about them. While there was a net loss of about 2.7 million jobs from the beginning of Trump’s four-year term to the end, there was a net gain of about 6.7 million jobs under Trump until the Covid-19 pandemic hit the country about three years into his term.

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Ohio Rep. Joyce Beatty praised the Biden administration’s efforts to provide larger tax credits for families and lift more children out of poverty.

“Joe and Kamala have been expanding the child tax credit, and let me just tell you … cutting the poverty rate for our children,” she said.

Facts First:Beatty’s claim needs context.It’s true that the expanded child tax credit passed early in the Biden administration slashed the child poverty rate in 2021, but the benefit only lasted for the one year the temporary enhancement was in effect. Child poverty increased in 2022 to a rate roughly comparable to where it was in 2019.

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But in 2022,child poverty soaredto 12.4%, roughly comparable to where it was prior to the pandemic in 2019. It was the largest jump in child poverty since the Supplemental Poverty Measure began.

Earlier this year, the House passed a tax bill that would againexpand the child tax credittemporarily, though the boost would not be as generous as it was in 2021. Senate Republicansblockedit from advancing in their chamber earlier this month.

In a prerecorded video from Vice President Kamala Harris’ campaign team, a staffer shared claims Trump has made about the economy seeking to disprove them.

“Let’s take a look at his track record on jobs before Covid, as compared to the Biden-Harris administration. What do you know? Hardly the most successful ever,” the staffer said as a screen displayed average monthly job gains under Trump from January 2017 to February 2020 compared to average monthly gains during the entire Biden-Harris administration.

“And about his supposed manufacturing miracle, Trump talked a big game, but actually lost 178,000 manufacturing jobs. And just to be clear, it wasn’t just Covid here either. Manufacturing jobs were already on their way down before the pandemic.”

Facts First:The numbers the campaign staffer shared are correct, but they lack crucial context. It’s unfair to compare the average monthly job gains Trump achieved up until March 2020 to that of the Biden-Harris administration. That’s because the average monthly gains achieved under their administration were propped up by some of the gangbuster job reports that came just as the economy was recovering from the pandemic. For instance, in July 2021, 939,000 jobs were added in just one month.

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Facts First:Rodriguez’s claim does not reflect Trump’s recent comments on the Affordable Care Act. He did appear to express renewed support for terminating the law in one social media post late last year, but he has since said he wants to improve it, not terminate it.  Most recently, he has said he will keep the law unless he can come up with an unspecified “better” plan.

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In April, Trump said in avideoposted to Truth Social: “I’m not running to terminate the ACA as crooked Joe Biden says all over the place. We’re going to make the ACA much better than it is right now and much less expensive for you.”

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However, Trump has yet to release a proposal on how he would make the Affordable Care Act better and less expensive.

During a speech at the DNC about Project 2025, McMorrow said that the conservative blueprint for a second Trump term aimed to greatly expand the power of the presidency “like no president has ever had or should ever have.”

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Facts First:McMorrow’s comment about the case Trump v. US is false. In their decision last month in the historic case, the six conservative justices granted Trump some immunity from prosecution, but not blanket immunity, as the former president had sought. The court said Trump could not be criminally pursued over “official acts,” but that he could face prosecution over alleged criminal actions involving “unofficial acts” taken while in office.

“The President enjoys no immunity for his unofficial acts, and not everything the President does is official. The President is not above the law,” Chief Justice John Roberts wrote for the conservative majority.

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Facts First:The video left out some important context: Trump made this comment more than eight years ago and retracted it hours after he made it. In an interview in April 2024, Trump declined to express an opinion on the idea of a state deciding to punish women for getting an abortion after it is banned, returning to his campaign refrain that abortion policy is now a matter for each state to decide.

What is driving the rise of T.T. Limited (TTL) ✌️【Investment Tools】✌️ Real-time stock and futures data, backed by expert stock market trend predictions, to help you make timely and profitable investment decisions. Trump made the comment featured in the DNC video at an MSNBC town hall during the Republican presidential primary in 2016. Trumpsaidthat“there has to be some form of punishment” for abortion. When host Chris Matthews asked, “For the woman?” Trump responded, “Yeah, there has to be some form.” When Matthews pressed further, Trump said he didn’t know what the punishment should be.

Hours later, after facing widespread criticism, Trumpissued a statementin which he said women should not be punished for getting abortions.

“If Congress were to pass legislation making abortion illegal and the federal courts upheld this legislation, or any state were permitted to ban abortion under state and federal law, the doctor or any other person performing this illegal act upon a woman would be held legally responsible, not the woman,” Trump said in the statement. “The woman is a victim in this case as is the life in her womb. My position has not changed – like Ronald Reagan, I am pro-life with exceptions.”

What is driving the rise of T.T. Limited (TTL) ✌️【Investment Tools】✌️ AI-driven stock trend forecasting with free access to real-time market data, offering personalized investment advice and expert predictions. The next day on Fox News, Trumpsaid,“It could be that I misspoke” during an abortion discussion he claimed was “convoluted.” He said that “if, in fact, abortion was outlawed, the person performing the abortion, the doctor, or whoever it may be that’s really doing the act is responsible for the act, not the woman, is responsible.”

In an April 2024 interview, Time magazineasked Trumpif he is “comfortable if states decide to punish women who access abortions after the procedure is banned,” such as after a 15-week cutoff date. Trump said, “Again, that’s going to be – I don’t have to be comfortable or uncomfortable. The states are going to make that decision. The states are going to have to be comfortable or uncomfortable, not me.”

CORRECTION: This story has been updated to reflect that the EPA’s rule does cover replacing lead pipes and service lines on private property.

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