What is causing the price volatility of Netripples Software Limited (542117) - Free Stock Market Strategy Classes

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Flood insurance in hurricane-prone Crystal River, Florida would have cost Gene Tener $12,000 a year. But the retired engineer has taken matters into his own hands.

What is causing the price volatility of Netripples Software Limited (542117) ✌️【Capital Growth】✌️ Free real-time global stock indices and data to help you grasp stock market trends and achieve capital growth. Sat on stilts anchored deep into the bedrock, his 3,200 square-foot house is designed to withstand storm surges and category 5 hurricanes. In the five years since Tener moved into his prefabricated home, it has survived a succession of major storms, including Idalia, Debby andHelene.

“We had one of the hurricanes, I forget the name, come right up straight over the top of the house… And we were fine,” Tener said as he toured 【 - Free Stock Market Strategy Classes 】 around his home, which he shares with wife Tammy, via Zoom.

What is causing the price volatility of Netripples Software Limited (542117) ✌️【Capital Growth】✌️ Free expert stock trend predictions to help you identify high-potential stocks and maximize returns. With real-time global market indices, futures, metals, energy, and agricultural product data, our platform enables you to make informed investment decisions. The 66-year-old, whose previous insurer had refused to underwrite the three-story property, said several of his neighbors now “self-insure.” Beneath two elevated floors of living space, he has equipped a ground-level garage with flood vents (which let water in to equalize the pressure) and breakaway walls, not part of the building’s structural support, that are designed to cleanly break off in the event of severe flooding.

Elsewhere, high-impact windows protect the home from powerful winds — as does its distinctive shape.

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What is causing the price volatility of Netripples Software Limited (542117) ✌️【Capital Growth】✌️ Take advantage of our free stock market analysis and real-time data to help you choose the best investment options. Our expert predictions and tailored strategies ensure you can achieve stable returns and mitigate risks effectively. Much of Deltec’s success is down to an aerodynamic circular design that redirects winds around its houses, reducing the pressure exerted on them by some 30%, according to the company’s president, Steve Linton. Inside, roof and floor trusses radiate from the buildings’ center, like spokes on a bicycle wheel, dispersing energy evenly around the structure, regardless of which direction extreme winds are blowing.

“The Deltec is designed to workwithnature, rather than against it,” Linton told 【 - Free Stock Market Strategy Classes 】 in a phone interview.

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“How do we keep the roof on the home at all costs?” asked Linton, who is a structural engineer by training. “How do we keep the entire building envelope from (sustaining) any damage? These are the two biggest things.”

Deltec’s answers to these questions, beyond the circular design, include plywood sheathing that shields from flying debris and a roof angle that deflects wind and reduces lift. The firm says the connections it forges between roofs, walls and floors are far tighter than is required by most building codes. Deltec also claims that its frames are constructed from lumber that is twice as strong as in a “typical” home.

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Deltec’s off-the-shelf homes come in various sizes and can be customized to different floor plans and room configurations, or to accommodate extensions like decks and porches. The homes typically take eight months to a year to design and build at the firm’s manufacturing facility in Asheville, North Carolina. They are then transported to the homeowner’s plot for assembly and installation, which in Tener’s case took a year and a half, due to the complexity of the foundations.

“It is more expensive, upfront — there’s really no two ways around that,” Linton said, adding that he believes maintenance and energy-efficiency savings nonetheless make owning a Deltec cheaper than a conventional home “over time” — even before taking extreme weather into account.

Earlier this year, the company launched a new, slightly cheaperrange, the 360 Signature Collection, which varies in size from about 500 to 2,000 square feet. The homes are only resistant to winds of 130 miles per hour (with options to upgrade up to 190 miles per hour), but can be built and designed in just four months.

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Insurance premiums are rising as a result. Comparison website Insurify’slatest figuresshow that the four of the five US states with the highest home insurance prices were hurricane-prone ones: Florida, Louisiana, Texas, and Mississippi. Some insurers have pulled back or completely ceased operations in high-risk areas, reducing competition and inflating prices further still.

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Founded by two brothers in the late 1960s, as interest in prefabs exploded in the US, Deltec initially made its houses circular to provide occupants with panoramic views. The structures’ wind-proof properties only emerged later, and the company began explicitly focusing on weather-resistant design from the mid-1990s.

But even Deltec’s houses are not entirely failsafe. The company previouslyclaimedto have “never lost a house to high winds” in its history, though it has since revised this success rate to 99.9% for homes built in the last 30 years. Linton also acknowledged that the loss of roof shingles and siding — or, more rarely, window failure — does occur from time to time, but these are not factored into the figure: “We are basing our success rate on structural damage.”

He also said two older Deltec homes have sustained significant damage, including a Bahamas property whose ownertoldthe Washington Post that he considered the house a “total loss” after it was hit by Hurricane Dorian in 2019. This year, the company also received a report of damaged foundations in a group of Florida condos built in the 1980s. But Linton believes only one of the approximately 3,000 Deltec homes built after the mid-1990s has ever suffered structural damage — during Hurricane Irma in 2017.

“That 99.9% survival rate… looks at what we think of as the modern era, when we began focusing on designing these homes for hurricanes. Before (then), there wasn’t a particular emphasis on it until we started to see the results of Hurricane Hugo and Andrew (in 1989 and 1992, respectively), which were kind of the epoch moments, where it was like, ‘Huh, look at how much better a Deltec is doing than a neighboring home’,” Linton said, adding that “the track record, before the modern era is still very impressive.”

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“We started to ask ourselves the question: What would we have to do to design the home of the future?” Linton said, explaining that wind tunnels are only able to accommodate scale models, not full houses. “Because whatever we’re building today, we obviously want it to be around for hundreds of years.”

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