How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Real-time stock and futures data, backed by expert stock market trend predictions, to help you make timely and profitable investment decisions. How to Invest in Financial Technology Stocks Elite Stock Group - Free Best Performing Stock Alerts ✌️【Flexible Income】✌️ Free stock data analysis tools to help you select stocks accurately and capture global market trends. Stay ahead with expert market predictions for better investment returns.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Real-time stock and futures data, backed by expert stock market trend predictions, to help you make timely and profitable investment decisions. As Covid cases spread in 2020, visitors to the University of Arkansas for Medical Sciences were greeted by a colorful sign put up by grateful neighbors outside the university’s medical center: “Heroes Work Here.”
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Real-time updates of global stock, futures, and commodity market data to keep you in sync with the latest market trends. The university adopted the message in glossy promotional videos it posted online, introducing viewers to individual nurses, doctors, and health workers who described their jobs. “Sometimes it’s easy for people who pass through here to see our frontline caregivers as the heroes, or our educators as the heroes – it’s really everybody,” Cam Patterson, the university chancellor, declared inone video.
But at least a dozen of the “heroes” that UAMS featured in online advertisements and other videos weren’t just employed by the university – they’ve also been sued by it.
UAMS, Arkansas’ flagship public health sciences university, has been aggressively suing thousands of former patients over medical debt in recent years, including hundreds of its own employees, a 【 - Free Best Performing Stock Alerts 】 investigation found.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Get accurate stock forecasts and market predictions from top financial advisors. With real-time updates on stock indices, exchange rates, and futures data, you'll be equipped to make profitable decisions and grow your capital steadily. Since 2019, UAMS has sued more than 8,000 patients to collect on unpaid medical bills, according to court records. It filed more debt collection lawsuits in recent years than any other plaintiff in the Arkansas court system other than the state tax office.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Take advantage of our free stock market analysis and real-time data to help you choose the best investment options. Our expert predictions and tailored strategies ensure you can achieve stable returns and mitigate risks effectively. The university’s use of the courts ballooned during the coronavirus pandemic. It filed 35 lawsuits in 2016 but more than 3,000 in 2021 – an average of nearly nine a day.
【 - Free Best Performing Stock Alerts 】 reviewed court documents from thousands of UAMS lawsuits and identified more than 500 defendants who were listed as working for the university itself. The employees ranged from nurses and patient services associates to clinical technicians and lab workers to housekeepers and cooks.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Expert predictions with real-time stock trends, futures prices, and exchange rate fluctuations to help you select the right stocks and achieve your financial goals. Stay ahead of the curve with accurate, real-time investment insights. Twenty people sued by UAMS, including more than a dozen current or former employees, spoke to 【 - Free Best Performing Stock Alerts 】 about their cases. Keri Whimper, a former UAMS medical assistant, said the university’s lawsuit against her – demanding a total of about $700 for a bill she thought had been covered by insurance – felt like a betrayal after she contracted Covid while working at the medical center.
“I worked for them through Covid, and they’re still doing this to me,” she said. “This really shows they don’t care about their employees at all.”
UAMS, which is part of the state government and is Arkansas’ largest public employer, operates a major teaching hospital in the state capital of Little Rock and runs clinics around the state. Its legal practices, which have not been previously reported, are an example of how aggressive medical debt collection efforts aren’t limited to corporate, for-profit hospitals.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free access to real-time stock market data analysis, global market trends, and expert predictions. Capture emerging opportunities and grow your portfolio steadily, with insights into metals, energy, and agricultural products. Most of the lawsuits UAMS filed in recent years involved unpaid medical bills of about $1,000 or less, with some cases over as little as $100. In its complaints, the university tacked on hundreds of dollars of court filing fees, attorney fees, service fees, and interest charges, sometimes doubling or tripling the original amount owed. It moved to garnish defendants’ wages or bank accounts in thousands of cases.
In an interview, Patterson, the chancellor, said he hadn’t been aware of the number of employees UAMS was suing until 【 - Free Best Performing Stock Alerts 】 informed him, and said the university was evaluating changes to its collections policy. But he defended the lawsuits as important to the institution’s finances, especially at a time that it has faced budget shortfalls and layoffs.
“We can’t fulfill our mission if we’re not getting paid for the work that we do,” Patterson said, adding that the university provides free care to many low-income patients and “we don’t take legal action against people who can’t pay.”
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Expert predictions and real-time data on global stock indices, metals, energy, and agricultural products to help you make more informed decisions and boost your investment returns. Benefit from cutting-edge market intelligence for steady growth. Statefinancial recordsshow that UAMS regularly takes in more than $1 billion in payments from patients and insurers each year – suggesting that individual debts of a few hundred dollars were a drop in the bucket.
But the lawsuits had dramatic consequences for some defendants. Some patients declared bankruptcy after being sued by the university, and others, like Renee Russell, told 【 - Free Best Performing Stock Alerts 】 that the lawsuits and garnishments forced them to take on second jobs or cut down on food for their families.
“What they took from me was life-altering during a hard time,” said Russell, who was sued over about $3,000 in bills.
Berneta Haynes, a lawyer with the National Consumer Law Center who’s studied medical debt, said UAMS appeared to be using some of the industry’s “most egregious types of collections practices.”
“Hounding people for money, wage garnishments, seizure of bank accounts, all over minimal amounts of money… it feels draconian and cruel,” Haynes said. “This is why people end up avoiding necessary healthcare, because they don’t want to face the spiral of medical debt.”
In one of the university’s pandemic-era promotional videos, which features employees discussing the slogan “UAMS Strong,” a student recruitment director says that the phrase “means to me that we’re all in this together, that we’re supporting each other, that we’re lifting each other up.”
But the day before the video was posted to YouTube, the director was served with a lawsuit from her employer over $700 in unpaid medical bills. The university went on to garnish a portion of the very same wages it was paying her, according to court documents.
Her experience was hardly unique. In addition to the more than 500 current and former UAMS employees that 【 - Free Best Performing Stock Alerts 】 found had been sued, about 100 other defendants were listed as working at Arkansas Children’s Hospital, which is affiliated with UAMS. Those numbers are likely undercounts, as thousands of additional cases did not include employment information or did not have case documents available in Arkansas’ online court database.
Employees being sued told 【 - Free Best Performing Stock Alerts 】 they had gone to their employer for medical treatment either out of convenience or because of incentives in their insurance. UAMS’ health insurance programoffers employeeslower deductibles and copays if they go to UAMS doctors and facilities for their medical care instead of other in-network providers that aren’t part of the university.
Current UAMS employees – who asked to speak anonymously to avoid retaliation – said the cases against them were demoralizing and infuriating.
One nurse sued by UAMS worked long hours coordinating Covid care during the height ofdeadly surgesin case numbers. She remembered calling hospital after hospital trying to find beds for patients who needed to be intubated, knowing that if she couldn’t find them a spot, they would likely die.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Precise stock market trend predictions with free real-time quotes for India, US, and European stocks. Whether you're looking for short-term gains or long-term growth, our expert advice ensures you make the best investment choices. Around the same time, she said, she was personally receiving collection calls about years-old medical bills from her own employer. UAMS sued her and, after winning a default judgment, moved to garnish part of the wages it was paying her, according to court documents.
Getting sued after working through the worst of the pandemic was “a punch in the gut,” the nurse said. “We’re a revenue source, and if they don’t get their revenue, they sue us for it.”
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Professional investment advisors provide up-to-the-minute market data, helping you analyze stock trends and select high-potential stocks. Achieve capital growth with well-researched strategies based on expert insights. Another nurse, who was sued by her employer over a bill for medical treatment provided to a family member, said that the lawsuit was “a bombshell in my finances.”
“It’s a crappy way to treat anybody, especially somebody who comes to work for you, working their butt off during Covid,” she said. “Just the humiliation of it, and feeling like they don’t really have your back, it hurts.”
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free stock selection services backed by expert predictions. Our advanced analytics and real-time market data will help you stay ahead of the competition and make smart, profitable investment decisions. Some employees were making annual salaries of about $30,000 or less when they were sued, according tofinancial records.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Expert market predictions, real-time updates, and personalized investment advice designed to help you succeed. Seize the best investment opportunities in global stocks, metals, and energy markets. A housekeeper at the hospital said she didn’t realize she had been sued by her employer until they started garnishing part of her paycheck, because court documents were sent to her old address. She said she was forced to get a second job at Walmart to keep up with her bills.
“Y’all say you’re for the people, but how am I going to survive when you’re taking hundreds of dollars out of my paycheck?” she asked.
On the other end of the pay spectrum, a handful of the defendants were doctors, professors or departmental leaders. The university sued its chief of pediatric emergency medicine over nearly $2,000 in medical bills in 2021. He resigned his job in the following months to take a position elsewhere – but UAMS still garnished a portion of his last paycheck, according to court records.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Gain access to professional investment advice, free market trend analysis, and real-time stock market data. Make informed decisions and unlock the full potential of your investments with expert predictions and guidance. A UAMS spokesperson said the university couldn’t comment on individual cases due to health privacy laws, but would review the examples 【 - Free Best Performing Stock Alerts 】 cited.
Patterson, the chancellor, said UAMS hadn’t previously received complaints from employees about the collections process, but that “it breaks my heart” to hear some of what workers told 【 - Free Best Performing Stock Alerts 】 about being sued. He said that the university had recently convened a working group to evaluate its billing and collections policies and make recommendations for changes.
“We don’t like to think about pursuing legal action for anybody,” he said. “And we’re very interested in finding ways in which we can accomplish the same goal without having to resort to legal action.”
For years, UAMS only filed a few dozen medical debt lawsuits annually. But that changed in 2019, as the university pursued cost savings and partnered with a new debt collection firm – and the numbers skyrocketed during the pandemic.
In 2021, UAMS filed more than 3,000 lawsuits – nearly 100 times the number it filed five years earlier.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Precise AI-powered predictions and market insights to guide your stock selection. Use real-time market data, futures trends, and stock indices to make strategic investment decisions for long-term profitability. The jump in lawsuits appears to be linked to UAMS’ work with Mid-South Adjustment Company, an Arkansas debt collection firm. Court documents in some of the lawsuits state that bills should be paid to Mid-South, and most of UAMS’ debt collection lawsuits are represented by Brad Dowler, an attorney who also represents Mid-South.
UAMS first began paying Mid-South during its 2019 fiscal year, according to financial records – the same time the number of lawsuits jumped. Since then, it’s paid the company more than $3.1 million. In addition to collections, Mid-South also provides UAMS other services such as patient communications and insurance verification, according to acontract bid. Dowler and Mid-South’s president declined to comment on the lawsuits.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Expert predictions of stock trends to help you select high-potential stocks accurately, along with free real-time market data on stocks, futures, and commodities. Maximize your growth potential by staying updated on market movements. As UAMS increased its lawsuits, it was in the process of rebuilding its finances. In early 2018, the universitycut several hundred jobsas it faced a large budget deficit. Patterson, the university’s new chancellor,arrivedin June 2018 and declared inan interviewon his first day at work that “the mission of UAMS is not to make money” but to “serve the people of Arkansas.”
In recent years, the university has seesawed between a stronger and weaker financial picture. It recentlyannouncedplans to lay off 51 employees amid a $30 million deficit. But in its 2021 fiscal year, UAMSrecordedits highest increase in net position in more than a decade, thanks in part to federal Covid-related funds – and it still sued thousands of people.
Patterson said that UAMS does not collect debt owed by patients with a household income less than 200% of thefederal poverty level– a total of about $60,000 for a family of four – or people who are unemployed or on Medicaid or Medicare. Each year, he said, the university writes off about $100 million in medical care for people who can’t afford to pay. And people who are not eligible for free care can set up payment plans to avoid lawsuits, in some cases paying as little as $5 or $10 per month, he said.
But those policies are not publicized anywhere on the university’s website. While UAMS has postedan applicationfor financial assistance, some of the patients sued told 【 - Free Best Performing Stock Alerts 】 they don’t remember being informed about the possibility of receiving financial assistance or being encouraged to apply.
In contrast, UAMS’ largest competitor in Little Rock, Baptist Health Medical Center, has posted detailedonline policiesoffering free care to families whose income is less than 300% of the federal poverty level, with exceptions based on assets. Baptist also lays out a litany ofrequirementsand income checks that must take place before any collections lawsuit is filed.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free stock market strategies and analysis based on real-time data, empowering you to choose profitable investment options and avoid risks. Our expert predictions will help you stay in tune with the latest market trends. A UAMS spokesperson said that hospital employees give patients a “one-on-one personal explanation” about their bills and available assistance.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ AI-powered stock trend analysis with free, up-to-the-minute updates. Analyze global stock, futures, and forex data to capture market movements and make smart investment choices with expert insights. Meanwhile, some other hospitals around the country have moved to limit or end their use of lawsuits to collect on medical debt. The University of Virginia Health System and Methodist Le Bonheur Healthcare in Memphis both reformed their collections policies after reporting from the nonprofit news outletsKFF Health News,ProPublica and MLK50revealed the hospitals had sued thousands of former patients.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free access to global stock market data, with real-time updates on indices, futures, and commodities. Make informed investment decisions with the help of expert advisors and accurate stock trend predictions. States such as New York, Maryland, New Mexico and California have also passed legislation in recent years banning or limiting the use of wage garnishments and other measures to collect on medical debt, although there’s been no similar move in Arkansas.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Accurate stock market predictions with real-time stock indices, futures data, and global market trend analysis. Achieve stable growth and avoid losses by staying ahead with our expert recommendations. Nationally, nonprofit and public hospitals were among the most litigious at collecting medical debt, a Johns Hopkins Universitystudyfrom 2021 found. The study counted lawsuits by the 100 largest hospitals in the US – which did not include UAMS – and found that nine of the 10 most litigious were nonprofit or government-run.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free real-time stock market analysis, market dynamics reports, and expert insights into stocks, metals, energy, and agricultural products. Make profitable decisions by leveraging our advanced market forecasting tools. Some longtime UAMS patients said they noticed a pronounced change in the hospital’s approach to collections in recent years. Suzanne Saettele, who got an emergency liver transplant at the UAMS Medical Center in 2005, has returned multiple times a year for tests and checkups since then. Living paycheck to paycheck, she said she struggled to pay the bills at times over the years, but the university was always willing to give her time to pay or set up payment plans.
“UAMS was 1000% on our side,” she remembered, citing their flexibility with bills and the hospital social worker who helped her apply for financial benefits. “I could just cry, they helped me so much.”
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Receive expert stock predictions with real-time updates on global market trends, including stock indices, futures prices, and forex fluctuations. Use our insights to improve your investment strategies and boost your returns. That changed in May 2021, when she got a knock on her door on the day of her daughter’s high school graduation. She expected flowers – and it turned out to be a man with a lawsuit from the hospital.
Even though she had been making regular payments on a previous UAMS payment plan, Saettele said, the university still sued her over several outstanding bills totaling $295. After attorneys and court fees, she owed $525, part of which the hospital garnished from Saettele’s bank account after winning a default judgment.
“It just broke my heart because they had been so good to us,” Saettele said. “I had such good care and felt so safe with them – and now I don’t.”
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free real-time stock market data, professional analysis, and expert insights to help you plan the best investment strategy. Get ahead of the competition with expert predictions on market trends. Some patients sued by UAMS told 【 - Free Best Performing Stock Alerts 】 that the lawsuits against them had dramatic and long-lasting consequences for their personal finances.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Stay informed with expert predictions of stock trends and real-time market data, covering global indices, futures, metals, and agricultural products. Make better decisions and achieve consistent growth in your investments. The vast majority of defendants sued did not have an attorney and made no court filing. The university typically filed for default judgment, which was granted if defendants didn’t respond within 30 days of being served.
UAMS added hundreds of dollars of attorneys and court fees onto the hospital bills in its court complaints. After winning judgments, the university earned interest on the amount owed at rates that in some cases reached 9% each year.
“Those fees were horrible,” said Tonya Dixon, who was sued over about $1,000 in bills after giving birth to her son Lukas at UAMS. The amount she owed rose above $1,500 after attorney and court fees. “I told them, there’s no need to get a lawyer, I’m willing to pay you. But nobody listened.”
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Professional stock market analysis, real-time data, and expert recommendations for high-potential stocks. Take advantage of market opportunities and improve your capital growth with strategic investment plans. To collect on its judgments, UAMS moved to garnish defendants’ wages or seize money from their bank accounts in at least 5,000 cases since 2019, according to 【 - Free Best Performing Stock Alerts 】’s analysis of court records. Some other defendants were allowed to set up monthly payment plans to avoid garnishment.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free break-even services with personalized investment plans. Quickly recover from losses, avoid risks, and achieve steady growth with expert stock predictions and real-time market updates. Notably, UAMS also exploited a loophole in state law that allowed it to collect on debts that may have been too old for most hospitals to bring to court. Arkansas’ statute of limitations blocks debt collectors from suing over medical debt if more than two years have passed since the debt was incurred or the last payment was made.
But in some cases, UAMS sued over debts that were three or four years old, because that statute of limitations doesn’t apply to the state government.
In one case, after the hospital sued a patient in June 2022 for medical treatment she received in March 2019, the defendant objected that the statute of limitations had passed. UAMS’ attorney, Tim Cullen, responded by citing an Arkansas Supreme Court ruling and wrote that “Plaintiff is an arm of the State of Arkansas. The statute of limitations does not run against the state.” The judge ruled in the university’s favor, and Cullen moved to garnish the defendant’s wages from the Department of Veterans Affairs.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Expert market analysis and predictions for India, US, and European stocks. Stay updated with real-time data on stock indices, futures, and commodities to help you make informed, timely investment decisions. A UAMS spokesperson objected to the idea that the law allowing the university to sue over older bills amounted to a loophole, and said the university waits at least a year before filing suit, and often longer, in order to reach out to patients multiple times and give them an opportunity to pay
Patterson said the university’s policy is to be transparent with patients about their bills and that defendants should have received plenty of notice before it gets to a lawsuit. “If people are being sued without understanding that they have unpaid bills, that’s of course too aggressive, that’s not our process,” he said.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free access to professional investment advisors who provide real-time market data and trend analysis. Select top-performing stocks and boost your capital with expert strategies for market growth. Still, some patients sued said the university was unwilling to give them reprieves, even when they faced financial distress.
In 2021, UAMS sued Renee Russell for about $3,200 over a medical bill for treatment of her diverticulitis, plus more than $800 in attorney and court fees. The hospital garnished part of Russell’s wages from a dog grooming business, which she said had already dropped dramatically due to the pandemic.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Free stock market analysis and data updates to help you select the best investment portfolio. Achieve steady growth and avoid losses with expert predictions and real-time market insights. Russell told 【 - Free Best Performing Stock Alerts 】 she called UAMS and its collections firm and asked about their financial assistance policy in light of her reduced income. “I told them I’m trying to pay this, but I am in a horrific financial bind right now with Covid … I’m barely keeping my head above water,” she said. But Russell was told it was “too late” for her to qualify for financial assistance because the lawsuit had already made its way through the courts, she said.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Real-time stock indices and futures data to help you seize the best investment opportunities. Analyze market movements with precision and grow your portfolio with expert stock predictions. The garnishment, which took hundreds of dollars out of Russell’s paycheck, devastated her finances at the same time she was taking care of a disabled brother after her mother’s death and adopting a child, she said. To cope, she cut down on food for the family, took on extra jobs cleaning houses, and postponed crucial dental work.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Expert guidance on stock market trends and real-time updates on stock indices, futures, and exchange rates. Make well-informed decisions and plan the best investment strategies for capital growth. As her savings evaporated, Russell wrote two handwritten letters to the court explaining her financial situation and asking for a reprieve. “I am begging for some relief,” she wrote. UAMS did nothing until a judge scheduled a hearing months later. The day the hearing was set to take place, the university agreed to lift the garnishment, and Russell said an employee of the university’s lawyer told her they would forgive the remaining $82 of her debt. But then, about two months later, UAMS moved to reinstate the garnishment – and took that last $82.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Precise stock market trend analysis with expert insights into global markets, including stock indices, metals, and energy sectors. Leverage our data-driven predictions to maximize your returns. The impact of the lawsuit against her has been long-lasting, Russell said: Her credit score dropped from 750 to 480, and she’s still working to build up her savings again.
【 - Free Best Performing Stock Alerts 】’s Curt Devine and Ashley Killough contributed to this report. Student journalist Emily Kennard also contributed for 【 - Free Best Performing Stock Alerts 】.
How to Invest in Financial Technology Stocks Elite Stock Group ✌️【Flexible Income】✌️ Professional investment advice with real-time updates on stock indices and futures data. Stay ahead with expert predictions and market insights.