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It was back in 2001 when they formed a close bond with their young lodger, going on to visit her in Italy three times, during which they “fell in love” with the country and began to think about what life would be like if they moved there.
“And we started thinking, ‘Well, maybe we would do this, because we kept going back to visit them in Europe.”
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“We had lived in the US all our lives and wanted to try something different,” says Regina, who had several different jobs over the years, but was working as a bookkeeper before retiring.
“Our house was too big for us,” says Regina. “And we knew we would have to move somewhere. And then we thought, ‘Let’s just go overseas.’”
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Top Energy Stocks AI Powered Wealth Solutions ✌️【Value Investing】✌️ Real-time global stock, futures, and forex data to help you quickly assess market trends and achieve stable returns. After doing some research into the prospect, they decided to go for it, and set about selling their three-bedroom home in Northwest Indiana in 2017.
Top Energy Stocks AI Powered Wealth Solutions ✌️【Value Investing】✌️ Free stock selection service with professional advisors offering the best investment portfolio for stable growth. The couple then packed some of their essential belongings into a crate, shipped them over to Italy, and “started getting rid of everything we owned.”
“We started selling stuff online, as much stuff as we could sell,” says Regina. “We gave a bunch to charity. It took a long time to get rid of everything.”
Top Energy Stocks AI Powered Wealth Solutions ✌️【Value Investing】✌️ Real-time global stock trend and futures data to help you plan investment strategies for long-term returns. According to John, they “did well” from the sale of their house and were “pretty financially comfortable” as they prepared to relocate.
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Top Energy Stocks AI Powered Wealth Solutions ✌️【Value Investing】✌️ Free stock data analysis to help you select stocks accurately and capture market trends. They moved into an apartment in Salerno, near Naples, and began the process of applying for an elective residence visa, also known as an Italian retirement visa, a long-stay permit for non-EU citizens with a specific amount of passive income who intend to take residence in Italy.
“We needed a national fiscal ID (a tax code similar to a Social Security number) and we needed a lease on an apartment proving we had a place to stay,” says Regina.
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Top Energy Stocks AI Powered Wealth Solutions ✌️【Value Investing】✌️ Free global stock market data to help you plan the best investment strategies and seize market opportunities. While they provided as much documentation as they could, the Zdravichs say they found the process “an absolute nightmare,” and reached a major stumbling block when they were asked to produce their income tax returns with their retirement income.
“That wasn’t going to happen for another year,” says Regina, pointing out that she had only retired at the end of 2017.
Top Energy Stocks AI Powered Wealth Solutions ✌️【Value Investing】✌️ Expert predictions with real-time stock, futures, and metals, energy data to help you quickly recover and grow. Realizing that they were unlikely to be approved without these details, the disheartened couple chose to withdraw their application, and asked for their passports to be sent back to them.
Top Energy Stocks AI Powered Wealth Solutions ✌️【Value Investing】✌️ Real-time India stock and global stock indices, futures prices, and data to help you make efficient investment decisions. At this point, the couple, who’d been staying in Airbnbs in Indiana and northern Wisconsin while they submitted their paperwork, didn’t really have anywhere to go.
“We were homeless,” says Regina. “We had no home. No car. Nothing. And it was winter in Northwest Indiana, which is snow, ice, all that kind of stuff.”
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“We’d been back to Italy a number of times and traveled to quite a bit of the country… But Spain had never been on our radar, other than being able to point to it on the map,” admits John.
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“We were kind of located near the Serbian consulate and the Spanish consulate (in the US),” says Regina. “So then we started the process with both of them.”
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In August 2018, around eight months after originally leaving the US for Italy, the Zdravichs arrived back in Spain to begin their new lives.
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“It was kind of disorienting, because we had been studying Italian,” says Regina. “And literally overnight, we got rid of all of our Italian books and Rosetta Stone and went out and got it in Spanish.”
Despite their disorientation, the couple threw themselves into life in Spain, basing themselves in beach town Oliva, situated in the region of Valencia.
“The Spanish like to have fun,” says John, adding that he finds Spaniards to be “a little more laid back.”
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“So that’s why a place with land was attractive to us. And plus, we’re in sort of a nature-zone area.
“For us and what we wanted to do, it was just the perfect setting, even though it was in Catalonia, which has its own language and wants to break away from Spain.”
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“We’re actually on the River Ebro, which the Spanish might not think is that big of a deal,” says John.
“But in the United States, to be living on a major river is, even though I don’t fish anymore, it’s nice.”
One of the biggest struggles they say they’ve encountered since relocating has been learning the language, particularly now that they’re in Catalonia, which has its own language, Catalan – as well as its own parliament and flag.
“Sometimes we get mixed up… They speak Catalan, especially in these small towns,” says Regina. “They want to hang on to their Catalan language.
“And we need to know Spanish because all of the official stuff that we have to do is done in Spanish…
John points out that many of their friends in the country are retirees from England, which hasn’t helped matters.
“We do take language classes,” he says. “But since we don’t work, we speak English to each other (all the time).”
“I’m baffled,” she admits. “Recipes baffle me because I just can’t get my head wrapped around it. I’m finally getting used to the temperature.”
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“Sometimes it’s almost like you can’t afford not to go out to dinner,” says John. “Because it’s so affordable.
“And if you don’t like wine, you’re in the wrong place. Because wine here is excellent and it’s affordable.”
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“John had to have back surgery, we didn’t pay a penny,” says Regina. “You go and you buy a prescription, and you can use your pocket change.
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“We pay more in income taxes in Spain than what we do in the United States,” she says. “But I feel like we get a lot for it… The roads are in perfect condition. There’s a lot of social type services if you need them.”
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“Going out to do things is way less expensive than what it is in the US,” says Regina. “So overall, it’s a lot cheaper to live here.
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“America’s pretty much gone off the deep end right now,” says John. “We watch the evening news every night, and you just sit there and you go, ‘It’s getting crazier and crazier.’”
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In fact, they say they’d advise anyone attempting to relocate to a new country permanently to use one, provided that they “have the money to be able to do that.”
“We did it all on our own, and it was an awful lot of work,” says Regina. “There’s a lot of documentation you’ve got to pull together… You have to be organized.”
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“We had our hearts set on Italy,” says Regina. “But in hindsight, I think it might have worked out better.”
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