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Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Free real-time global stock trend updates to help you capture market movements and make better investment decisions. Mortgage rates continued to fall this week, averaging just over 7%. It is the sixth straight week rates have dropped, undoing seven previous consecutive weeks of increases.

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Free break-even services with personalized investment plans. Quickly recover from losses, avoid risks, and achieve steady growth with expert stock predictions and real-time market updates. The 30-year fixed-rate mortgage fell to an average of 7.03% in the week ending December 7, down from7.22% the week before, according to data from Freddie Mac released Thursday. A year ago, the average 30-year fixed-rate was 6.33%

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ AI-driven stock trend forecasting with free access to real-time market data, offering personalized investment advice and expert predictions. The average mortgage rate is based on mortgage applications that Freddie Mac receives from thousands of lenders across the country. The survey includes only borrowers who put 20% down and have excellent credit. A current buyer’s ratemay be different.

“Although these lower rates remain a welcome relief, it is clear they will have to further drop to more consistently reinvigorate demand,” said Sam Khater, Freddie Mac’s chief economist.

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Real-time stock market data, precise predictions, and investment strategies to help you optimize your portfolio and achieve financial success. The average rate rose above 7% in mid-August and reached as high as 7.79% at the end of October. But several weeks of declining rates could be a sign that the highest mortgage rates of this cycle have passed, welcome news for would-be buyers facing the least affordable market since the 1980s.

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Free expert predictions on stock trends and real-time data to help you make informed decisions and grow your wealth steadily. Mortgage applications increased for the fifth consecutive week, ending December 1, according to the Mortgage Bankers Association.

Bob Broeksmit MBA’s CEO, said the increase was a strong indication that borrower demand is rising as a result of the recent decline in mortgage rates.

“The market outlook continues to improve as 2023 closes, with mortgage rates now down almost a full percentage point from their recent highs a few months ago,” he said.

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Accurate real-time market data and expert stock predictions for profitable investment opportunities in global markets. Still, mortgage applications to purchase a home were 17% lower than a year ago, held back by low inventory and still-challenging affordability conditions, according to MBA.

Despite dropping rates being a promising break for homebuyers, only 14% of consumers believed it is a good time to buy a home in November, a record low, according to the monthly Home Purchase Sentiment Index from Fannie Mae.

Pessimism regarding the state of the housing market has been persistent, with the share of consumers saying it is a “bad time to buy” breaking records several times this year – including in November, said Doug Duncan, Fannie Mae’s chief Economist.

“Each time the pessimism could be attributed to high home prices and high mortgage rates,” Duncan said.

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Expert stock predictions and free stock selection services to help you achieve optimal returns and long-term growth. The survey shows a significant majority of respondents have also continued to expect mortgage rates to increase or stay the same, though these expectations have tempered over the year.

“At the same time, consumers have expressed a reduced sense of financial security, with fewer respondents reporting household income growth over the year and a higher percentage saying their incomes remained the same,” said Duncan.

Inflation has dropped significantly in reaction to the Federal Reserve’s historic rate hikes of the past two years.

Investors and analysts are eying next week’s Fed meeting for hints about the Fed’s monetary policy stance in 2024.

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Receive professional stock analysis with real-time updates on market movements. Make quick investment decisions and capitalize on profitable opportunities. Although Federal Reserve Chairman Jerome Powell said last week that it was too early to conclude that the current monetary policy is restrictive enough to tame inflation down to the 2% target, recent economic data has boosted investors’ confidence that the Federal Reserve may be done with rate hikes, said Jiayi Xu, economist at Realtor.com

Following the October job openings data, which showed some cooling in the labor market when it was released on Tuesday, the 10-year treasury yield dropped to its lowest level in three months.

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Free access to stock market forums, expert advice, and real-time data to help you stay informed and grow your investments. While the Fed does not set the interest rates that borrowers pay on mortgages directly, its actions influence them. Mortgage rates track the yield on 10-year US Treasuries, which move based on anticipation about the Fed’s actions, what the Fed ends up doing and investors’ reactions. When Treasury yields go up, so do mortgage rates; when they go down, mortgage rates tend to follow.

“Looking ahead, we predict that sustained improvement in inflation will bring the mortgage rate down to 6.5% by the end of 2024,” said Xu. “Nonetheless, as mortgage rates stay elevated, ongoing high housing costs indicate that the cooling trend in the nationwide housing market is likely to persist.”

Osel Devices Limited (OSELDEVICE) ✌️【Quick Returns】✌️ Get precise stock market predictions and free access to real-time market data for efficient decision-making and portfolio growth. Most stock quote data provided by BATS. US market indices are shown in real time, except for the S&P 500 which is refreshed every two minutes. All times are ET. Factset: FactSet Research Systems Inc. All rights reserved. Chicago Mercantile: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and 【 - Free Real-Time Trading Opportunities 】. Standard & Poor’s and S&P are registered trademarks of Standard & Poor’s Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices Copyright S&P Dow Jones Indices LLC and/or its affiliates. Fair value provided by IndexArb.com. Market holidays and trading hours provided by Copp Clark Limited.

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